Answer:
c. people with a good credit rating
Explanation:
Banks and lenders use customer's credit scores to access their reliability in loan repayments. The credit score rating is a strategy that banks employ to manage credit risk when lending out funds. Credit risk is the possibility of a lender losing money as a result of a customer defaulting on a loan repayments.
Customers with good credit scores are low-risk customers. Their probability of defaulting on the loan is low. Lenders will be comfortable while advances credit to them.
Clients with poor credit scores posses a high risk to lenders. Should a bank decide to extend credit to them, they will likely charge them a high interest rate.
