Mary names her husband, Rick, as primary beneficiary of her life insurance policy and her two children, Pam and Matt, as contingent beneficiaries. Rick dies in March. Pam and Matt are killed simultaneously in a car accident later that month. Hearing the news, Mary has a fatal heart attack. In this case, Mary's life insurance proceeds will be paid:(A) 1/2 to Rick's estate and 1/4 each to Pam and Matt's estates(B) to Rick's estate(C) to Mary's estate(D) in equal shares to Rick, Pam, and Matt's estates