Henry has 2 accounts with a credit limit of $6000. He has $500 in monthly debts, including a $200 car payment. He has never made a late payment. He is close to paying off his mortgage. Which is most likely to occur? A. He will pay a high rate for insurance. B. His application for a business loan will be approved. C. His application for a car loan will be rejected. D. He will have a low credit score.

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I think it's D as an answer but I could be wrong