Blackshear Bank offers a 7% interest rate on loans, but only offers a 2% interest rate on deposits. Which of the following is the most likely reason for this spread in interest rates?

A. Blackshear Bank thinks that charging lower rates on deposits is the best way to attract customers.


B. Blackshear Bank is a for-profit business and therefore must charge more interest on loans to be able to pay interest on deposits and still make money.


C. Blackshear Bank just makes up interest rates based on weekly lottery numbers.


D. Blackshear Bank does not want its customers to be happy so they do not give them high interest on their deposits.