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Read the excerpt from Martin Luther King Jr.’s "I Have a Dream” speech. In a sense we've come to our nation's capital to cash a check. When the architects of our republic wrote the magnificent words of the Constitution and the Declaration of Independence, they were signing a promissory note to which every American was to fall heir. This note was a promise that all men, yes, black men as well as white men, would be guaranteed the "unalienable Rights of Life, Liberty, and the pursuit of Happiness.” It is obvious today that America has defaulted on this promissory note insofar as her citizens of color are concerned. Instead of honoring this sacred obligation, America has given the Negro people a bad check, a check which has come back marked "insufficient funds." King uses the "check” and "promissory note” metaphors to

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When you say "check" this is an issued instrument that is demandable. It represents an amount that should be free and clear from any encumbrances. It is a representation of payment or a promise of payment.

The "promissory note" refers to the Constitution and the Declaration of Independence. The "promissory note" is a promise written by the maker and whatever is written on the note must be fulfilled. The promissory note is a written proof of the maker's intent to do something for the bearer. 

The use of check and promissory note in the above excerpt, signifies the rights of the black people to demand what the check and promissory note promises because they are the bearer of said check and promissory note.
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The option for this question are:

A) teach a lesson about financial responsibility.

B) illustrate the idea of demanding what one is due.

C) provide information about American economics.

D) suggest ways to pursue the American dream.

Answer: B) illustrate the idea of demanding what one is due.

Explanation: A metaphor is a direct comparison between elements that aren't obviously related, in order to create an image in the reader's mind. In the given excerpt from Martin Luther King Jr.'s "I Have a Dream" speech we can see the use of the metaphors "check" and "promissory note" to give the idea of black people having the right to receive this payments but only receiving checks marked with "insufficient funds", this metaphor is used to refer to the right of equality according to the Declaration of Independence.

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