PLEASE HELP ASAP!!!! 2 MATH QUESTIONS!!

1. In 2010, a city's population was 83,075 and it was declining at a rate of 1.04% each year. Which is the best prediction for when the city's population will be first below 62,000?

A) 2026 (my answer)
B) 2029
C) 2034
D) 2037


2. Membership in a science club is expected to grow by about 6% per month. Currently, there are 140 members in the club. In about how many hours months will memberships reach 300 members?

A) 5 months
B) 8 months (my answer)
C) 13 months
D) 15 months

***Note: Can someone tell me if it's right or wrong. If wrong can I get an explanation to the problem.