Casey has a credit card with a $5,000 limit. She uses her credit card to pay $4,965 for some home improvement items. Casey makes only her minimum payment of $50 on the card before the grace period ends. Evaluate Casey's actions.

a ) Excellent; Casey will not have to pay any fees or interest if she makes the minimum payment before the end of the grace period.
b ) Good; Casey will be charged interest she could have avoided, but will not be charged other fees.
c ) Poor; Casey will be charged interest and is at risk of going over her credit limit.
d ) Unacceptable; Casey should have paid the minimum payment after the grace period to avoid interest charges.