Tony has 1 credit card with a credit limit of $5000. He usually charges the maximum each month. He has made 8 late payments in the past year. His house recently went into foreclosure. Which is most likely to occur?

A.
He will be approved for a car loan.

B.
His application to rent an apartment will be approved.

C.
He will pay a low interest rate on a new loan.

D.
He will have a low credit score.