Because the specific heats of the two fluids are so different, after one has finished condensing, the other has not quite hit its boiling point, which results in the temperature drop.
People frequently cite a 2010 study that concluded that the highest limit of safety, above which the normal body is unable to cool itself by draining sweat from surface of the body, would be a moisture temperature of 35 C, or 95 F at 100% moisture, or 115 F at 50% humidity.
The human body can withstand temperatures as low as 96 degrees Fahrenheit. The temperature at which the body remains to function at.
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