What amount would the insurance company pay for vandalism that does $425 of damage to a home if the insured homeowner has a $500 deductible?

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04-08-2022
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What amount would the insurance company pay for vandalism that does $425 of damage to a home if the insured homeowner has a $500 deductible?

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sakshigupta4990 sakshigupta4990 · Answer 1 · 2022-08-10T21:45:01+02:00

ZERO amount would the insurance company pay for vandalism that does $425 of damage to a home if the insured homeowner has a $500 deductible.

( Because the deductible exceeds the loss or the damage. The loss is $425 and the deductible is $ 500, so here the deductible exceeds the loss hence the insurance company will not pay anything).

People like you pay premiums to insurance companies to cover potential losses related to their property. Insurance companies receive these premiums and aggregate them into money pools. These funds are available to cover losses incurred by pool members.

When you report a car accident to the insurance company, the insurance company will send an adjuster to assess the damage. The expert's first task is to decide whether to classify the vehicle as a total loss. Assuming the vehicle is a total loss, the expert performs a valuation and assigns a value to the vehicle.

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