Life and disability analyst is required for an individual who charges a fee to review an insured's existing life insurance policy.
A Life and disability analyst is a person who, in exchange for payment, informs the beneficiary of a life insurance or disability insurance policy about the terms of the policy.
Analysts are not permitted to earn payment from an insurer or charge a fee for soliciting or servicing insurance contracts they draught. An analyst must disclose in writing that they are paid commissions for the sale of goods and that they are also licenced as life and disability agents.
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