A life insurance policy that prevents being rescinded by the insurer after being in force for two years is an incontestability clause.
What is insurance?
Insurance is referred to protection or assurance given from any kind of damages that occurred with injury and accident by taking any policy from any institute by paying some premiums. This insurance helps the policyholder to to gain compensation for the damages occured.
An incontestability clause is a policy in a term life or health insurance policy that prohibits the insurance company from withdrawing the policy after the insurance has been in force for a specific amount of time, due to false assertions made on the policy application.
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