A fixed fee that subscribers to a medical plan must pay for use of specific medical services is known as a "Copayment".
The term Copay refers to as the fixed amount for already covered service, that is paid by the patient to the provider of the same service before he/she receiving that service.
On the other hand, medical services are defined as the services that include medical, surgical, diagnostic, dental, hospital, nursing, ambulances and other related treatments.
When the person takes insurance than the person called as insurance policyholder who is holding his or her own policy so he or she must have to pay the copayment i.e. fixed amount for the service covered prior to receiving the service for each insured service prior to the insurance that covers the rest.
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