Distinguish between a personal competency (the bottom row, tier 1, of the pyramid) and an academic competency (the second row, tier 2, of the pyramid).

A personal competency is something with which you're born, whereas an academic competency is something a teacher gives you.
A personal competency is something that you cannot develop, whereas an academic competency is something that you can learn.
A personal competency is something learned from schooling, while an academic competency is something learned through reading.
A personal competency is a skill that is part of your character or personality, whereas an academic competency is generally learned through schooling.