Financial Institutions are usually banks in all countries. Banks provide financial services to clients. Access to investment advice is the correct answer.
The most common functions or features of a bank or financial institution are giving people accounts to deposit their money, giving them check books to withdraw their money and do other financial things, ATM access, and much more.
But access to investment advice is often not a common feature of any bank. Banks generally do not provide access to investment products.
Thus,The correct answer would be option D.
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