Respuesta :
Answer:
Medicare Health Plans may offer extra benefits that Original Medicare does not offer such as vision, hearing, and dental services and must include a maximum out-of-pocket limit on Part A and Part B services.
Explanation:
Medicare Advantage Plans refers to a form of medicare insurance plan provided by a private corporation that deals with Medicare deliver all of the benefits of Part A and Part B. Some Medicare Advantage Programs also provide the cost of prescribed medications. In both parts A and B, Original Medicare pays a fee, and coinsurance plus any Part D or Medigap costs. Medicare Advantage programs have all costs combined into one package. In the case where people participating in a Medicare Advantage Plan, the plan covers most of the Medicare services.
Answer:
Medicare from the Govt has part A and Part B
A pays the hospitals and no charge fee to you.
B pays doctors and medical services you pay this year, 2021, $148 per month.
Together they pay about 80% of all expense. You're liable for the 20% GAP in coverage. Now two parts
Original Medicare
Then you can buy, and we always recommend GAP insurance called Medicare Supplements. There are many forms of GAP coverage.
Private insurance firms have gap programs. A plan known as G pays most if not all of the GAP. You generally don't have to change doctors or providers.
Medicare Advantage
"Private Insurance Companies" pay the GAP and sometime have more benefits as you have seen on the TV commercials that SCREAM at you to get the Medicare Advantage Program. You are required to us their network of providers and hospitals.
Explanation:
Bottom-line Make sure your providers are in the network of the Medicare Advantage plan, if not find a plan that does or change providers.
Medicare Advantage plans are less expensive and you can save money but just make sure. You also have the right by law to go back to "The Original Medicare Plan."
