Based on the difference between the real rate of return and the nominal, we can infer that your real rate of return is 1.5%.
The real rate of return is the rate that takes into account, the influence of inflation. It is calculated as:
= Nominal rate - inflation
The nominal rate here is 6.5%.
The real rate is therefore:
= 6.5% - 5%
= 1.5%
In conclusion, the real rate is 1.5%.
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