Answer: Exclusion
Explanation:
Exclusion refers to all those risks that a life insurance doesn't cover
5 Common Life Insurance Exclusions
Taking one's own life - Most life insurance policies doesn't cover people who have taken their own lives.
A person who commit takes their own lives even if there were insured by life cover will not get the death benefit however the paid up premium may be refunded.
Dangerous activity - this means if a person died while they were SCUBA diving or rock climbing or skydiving.
Illegal activity - Dying in the mindst of a legal activity means you won't get a death benefit.
Aviation - mostly of one dies in a private plane they may not get death benefit unless if they were in a commercial plane.
