Structural adjustment programs (SAP) are a type of loans that are provided by the International Monetary Fund (IMF) and the World Bank (WB) for countries that are experiencing economic crises.
International Monetary Fund is an international organization that specializes in managing international financial crises, although during its inception, it was created to foster global economic growth and trading between countries.
World Bank, on the other hand, is an international financial institution that provides loans for countries of the world to be used for capital projects, such as infrastructure development.
The incorrect statements in the question given regarding SAPs is SAPs often require LDC governments to pursue command economy policies.