Ricky, a contractor, was installing a new kitchen. One of his coworkers forgot to shut off the water, resulting in the flooding of the kitchen. The water also damaged a part of the finished basement. The homeowner sues Ricky for damaging his house. What type of insurance would help him with court costs and settlements?


A.
legal malpractice
B.
universal
C.
medical malpractice
D.
general liability
E.
catastrophic