All of the following are reasons people favor home ownership EXCEPT:
a. Homeowners can deduct from taxes the interest paid on a mortgage loan.
b. Unlike apartment rents, in a fixed-rate mortgage, payments never go up.
c. Homeowners are not responsible for maintenance costs.
d. Home ownership is a good investment, especially if you keep the home for a long time.

Respuesta :

C. HOMEOWNERS ARE NOT RESPONSIBLE FOR MAINTENANCE COST. 
This is the exception among the choices.

When you are a homeowner, you are responsible for the costs incurred in maintaining your home. This is to ensure that your home environment is safe and comfortable for you and your family.